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Friday, October 3, 2008

How Important is a Home Protection Plan?

With the cost of things today, everyone may want to consider investing in home protection plans to protect them in case of breakage or major repairs. It is unlikely that all of the items in your home will be covered with any of the home protection plans, but most home protection plans cover the appliances and other electrical and electronic equipment that are most likely to need repaired or replaced. Having home protection to cover those items in case of breakdown can certainly save both money and frustration.

In the past homeowners hade no options if an appliance broken down unless it was still covered under the manufacturer's warranty or they paid for an extended warranty. With home protection plans now available a homeowner can replace or repair any covered items without too many problems and without the cost of replacing those covered items. You will pay the cost of service to repair or replace those covered items for each contractor that comes to look at the item whether it is actually repaired or replaced.

If you're still uncertain whether home protection plans are worthwhile, you need to consider the cost of replacing your refrigerator, air conditioner, heater, and other covered items in comparison to the cost you will pay in premiums for any of the home protection plans. Like any type of warranty program, you need to weigh the cost against any potential benefits you may derive from the program. Home protection plans may not be important to those who have enough money to repair or replace any appliances that malfunction, but for the majority of the population it means taking away from something else to repair or replace an item--or worse yet put the bill on a credit card. AHS can provide you with the home protection you need to be prepared for an emergency.

by Jordan Travis

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